Reinsurance is insurance for insurance companies. If there is a catastrophic event that affects many homeowners, like a hurricane, those losses can be so staggering that paying claims could cause an insurance company to become insolvent. Reinsurance redistributes risk across a wide range of insurance companies.
by Jen Phillips on Mar 26, 2018
Your wedding day is an important milestone and is also a huge investment. Things can go wrong, and unexpected disasters can happen. However, a wedding insurance policy can protect the time and money you’ve invested to give you peace of mind that your wedding is protected from disaster.
by Alison Tobin on Mar 22, 2018
How do car insurance deductibles work? Here’s everything you should know about car insurance deductibles and how to choose the right deductible amount for you.
by Joel Ohman on Mar 20, 2018
If you are a renter without renters insurance, you may be taking a big risk. Millennials, if you are thinking of renting a place or are already renting an apartment or home, this includes college students who are renting housing off campus, consider protecting your valuables with renters insurance.
by Alison Tobin on Mar 05, 2018
Unsure whether you should choose Geico or Progressive for insurance? Keep reading for our comparison between Progressive Insurance vs. Geico.
by Marcy Updike on Feb 28, 2018
Drowsy driving reportedly has risky driving behaviors. Here is what you need to know about this problem and how to combat it.
by Jen Phillips on Feb 22, 2018
If you're worried about needing to cancel your trip or a medical emergency interrupting your vacation, travel insurance may protect you from a financial loss. Here are some of the best questions to ask when buying travel insurance.
by Jen Phillips on Feb 08, 2018
Planning to loan your car on Turo? Or maybe you're planning to rent using Zipcar. You may need additional coverage beyond traditional car insurance. These car-sharing tips will provide you with the questions you need to ask your agent or insurance company before you share your car or rent your car.
by Jen Phillips on Feb 05, 2018
Installing a home security system not only increases the safety of your house, but it also often qualifies you for a discount on your homeowners insurance. Here's what you need to know about home security systems and how it affects your homeowers insurance.
by Jen Phillips on Jan 31, 2018
Buying motorcycle insurance is crucial to protecting your favorite two-wheel ride. From liability coverage to collision and comprehensive, here’s a guide to understanding what motorcycle insurance covers and what coverage options you have.
by Ryan Baillargeon on Jan 29, 2018
Staying loyal to an insurance company does not necessarily reward you. I became a customer of a large insurance company with captive agents, but after ten years, I learned that my loyalty did not result in discounts and better prices. Learn from my experience and avoid paying higher insurance rates.
by Stacy Varney on Jan 25, 2018
More than half a million drivers use their smartphones while driving on a daily basis. View distracted driving statistics here.
by Jen Phillips on Jan 18, 2018
Cold winters combined with snow can be menacing for homeowners’ roofs. When ice forms on the ridges of a roof, it can trap the melting snow behind it creating an ice dam and lead to water damage. Proper insulation, ventilation and closing air leaks can keep your attic and roof cool and keep you claim free this winter.
by Ryan Baillargeon on Jan 08, 2018
If you're involved in a car crash, check your insurance policy; some insurers may cover some or all of the cost of replacing a car seat in the event of a crash. Parents should also be aware that car seats do expire.
by Jen Phillips on Dec 18, 2017
Clearsurance conducted research to learn what consumers have done to better understand their homeowners insurance coverage after recent natural disasters.
by Marcy Updike on Dec 13, 2017
A renters or homeowners insurance policy typically covers jewelry, but only up to a certain limit. It’s usually best to buy a rider for an engagement ring. An option for those without insurance is to explore specialty jewelry insurers.
by Ryan Baillargeon on Dec 04, 2017
Do you pay too much for your homeowners insurance? Bundling your different insurance policies and raising your deductible are among the different ways to lower your homeowners insurance premium and get a more affordable rate.
by Ryan Baillargeon on Nov 27, 2017
Many states have “social host” liability laws, which clarify the responsibilities a homeowner accepts when alcohol is served to guests in a home. What these laws cover varies considerably from state to state, so familiarizing yourself with your state’s provisions before having a party is a good idea.
by Jen Phillips on Nov 20, 2017