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How to prevent ice dam damage and an insurance claim

Cold winters combined with snow can be menacing for homeowners’ roofs. When ice forms on the ridges of a roof, it can trap the melting snow behind it creating an ice dam and lead to water damage. Proper insulation, ventilation and closing air leaks can keep your attic and roof cool and keep you claim free this winter.

by  Ryan Baillargeon on Jan 08, 2018

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What every parent should know about car seats

If you're involved in a car crash, check your insurance policy; some insurers may cover some or all of the cost of replacing a car seat in the event of a crash. Parents should also be aware that car seats do expire.

by  Jen Phillips on Dec 18, 2017

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2017 Natural Disasters Research: Are homeowners protecting their property?

Clearsurance conducted research to learn what consumers have done to better understand their homeowners insurance coverage after recent natural disasters.

by  Marcy Updike on Dec 13, 2017

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Do I need to purchase insurance for my engagement ring?

A renters or homeowners insurance policy typically covers jewelry, but only up to a certain limit. It’s usually best to buy a rider for an engagement ring. An option for those without insurance is to explore specialty jewelry insurers.

by  Ryan Baillargeon on Dec 04, 2017

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Top 5 ways to save money on your homeowners insurance premium

Do you pay too much for your homeowners insurance? Bundling your different insurance policies and raising your deductible are among the different ways to lower your homeowners insurance premium and get a more affordable rate.

by  Ryan Baillargeon on Nov 27, 2017

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Underage drinking and house parties: Am I liable for my guests?

Many states have “social host” liability laws, which clarify the responsibilities a homeowner accepts when alcohol is served to guests in a home. What these laws cover varies considerably from state to state, so familiarizing yourself with your state’s provisions before having a party is a good idea.

by  Jen Phillips on Nov 20, 2017

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My house was robbed - does my homeowners insurance cover it?

Standard homeowners insurance typically covers stolen items and damage to a home resulting from a break-in. But some expensive items, such as jewelry, require more coverage. Homeowners can purchase a rider for specific items to ensure they are properly covered.

by  Ryan Baillargeon on Nov 13, 2017

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Devices such as Progressive’s Snapshot are changing car insurance

Tracking devices, such as the Progressive Snapshot, monitor a driver's habits for a chance at a car insurance discount. See how they work.

by  Ryan Baillargeon on Nov 06, 2017

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What is earthquake insurance, and do I need it?

Earthquake insurance can sometimes be bought as an endorsement to your basic homeowners insurance, but typically it's necessary to purchase a separate policy.

by  Jen Phillips on Oct 23, 2017

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Does homeowners insurance cover wildfires?

Most home insurance policies cover wildfires. If you live in a state where wildfires are more common, your premium will most likely reflect the increased risk.

by  Jen Phillips on Oct 18, 2017

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Best practices to prevent a fire at your home

The best way to keep your home and family safe is to follow these steps to prevent a fire and to practice what to do in case there is a fire.

by  Jen Phillips on Oct 09, 2017

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Clearsurance raises $4 Million for crowdsourced insurance platform

Clearsurance raises $4 million for insurance reviews and ratings website with a mission to help people make smarter insurance decisions.

by  Clearsurance Staff on Oct 04, 2017

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10 life stages that affect your insurance needs

From car insurance to homeowners insurance, from life insurance to Medicare, here's a run down of the types of insurance you may need by your stage in life.

by  Alison Tobin on Oct 02, 2017

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What is uninsured motorist coverage?

If you're hit by an at-fault driver who doesn't have liability insurance, uninsured motorist coverage will pay for the damages, up to your policy’s limits.

by  Jen Phillips on Sep 25, 2017

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5 Tips to Negotiate the Best Settlement for My Totaled Car

Learn how to counter the insurance total loss offer from your provider with these top five tips to negotiate the best settlement for your totaled car.

by  Andrea Keyo on Sep 18, 2017

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Renters Insurance Guide for Off-Campus College Students

Looking for cheap renters insurance? This guide will help students select the right off-campus apartment that won't drive up the cost of your renters insurance.

by  Jen Phillips on Sep 04, 2017

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9 ways to safeguard your home to avoid a homeowners insurance claim

Check out these nine simple steps you can take to start improving the safety of your home and ultimately avoid a costly homeowners insurance claim.

by  Jen Phillips on Aug 23, 2017

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Home improvement, contractor theft & homeowners insurance coverage

Some homeowners policies require that work be done to code by licensed contractors — if it isn’t, your insurance policy might be voided. Make sure you understand what your policy coverage limits are for theft of personal property, and if there are any exclusions.

by  Jen Phillips on Aug 14, 2017

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