The Woodlands Insurance Company (Twico) ratings and coverages

Twico homeowners insurance discounts:

• Accredited builder discount: New homes built by established builders qualify for this discount.
• Affinity group discounts:
  • Military
  • First responders
  • Teachers and educators
  • Healthcare and government agencies
• Age of dwelling: Discount if your home is less than 10 years old.
• Companion policy discounts: If you have car, specialty, flood, umbrella and life insurance with The Woodlands Financial Group.
• Electronic policy distribution discount: A discount of $10 may be applied to your policy if you choose to receive policies via email.
• Impact resistant roof: Qualifying roofs will receive this discount.
• New purchase discount: If you purchase a new home, you may be eligible for a discount with Twico.
• Non-smoker discount: If you don’t smoke, you can earn this discount on your Twico policy.
• Partially renovated home discount: Qualify for this discount if your home has had renovations to its roofing, plumbing, heating or electrical systems in the past 10 years.
• Protective device discount: You’re eligible for this discount if your home has deadbolts, smoke detectors, fire alarm systems, burglar alarm systems and automatic sprinklers.
• Secured community/building discount: If your home is in a community that’s protected by 24 hour gates manned by a security officer or passkey at the entrances, you may qualify for this discount.
• Senior discount: Customers who are more than 55 years old are eligible for this discount with Twico.