What coverages does Rivian Insurance Services Llc offer?
##What coverage does Rivian car insurance offer? At this time, Rivian Insurance does not advertise what specific car insurance coverage options it sells to drivers. To know more about what options are available to you, you must email the company directly.
However, because it underwrites in 48 states, the company sells at least the legally required coverages in each state where it operates.
This includes liability insurance, personal injury protection (PIP) and medical payments (MedPay) coverage, collision and comprehensive coverage, and uninsured motorist coverage.
Because Rivian Insurance sells car insurance policies specifically to people who own Rivian vehicles, all policies also account for off-roading and company-branded materials.
Plus, if you sign up for a Rivian Membership, a user benefit that exists in tandem with the insurance services, you get off-Roadside Assistance for when you’re on the trails.
The off-Roadside Assitance package provides you with access to Charge Assurance, a towing service available 24 hours a day, seven days a week.
Charge Assurance tows your vehicle to your home or the nearest Rivian charging station if you run out of battery charge.
You also get Adventure Extraction benefits, which sends a recovery vehicle to your location to extract your Rivian if it ever gets stuck while off-roading.
During the company’s launch, your Rivian Membership is complimentary. However, the company may instate an annual fee in the future.
According to the company website, Rivian Insurance can also customize coverage for more of your insurance needs, including homeowners, renters, umbrella, and more.
The additional coverage lines are also underwritten by Nationwide or The Cincinnati, and availability varies by state.
At this time, information about Rivian car insurance discounts is limited. But by bundling your home and car insurance policies with Rivian, you may earn up to a 20% rate reduction.
Be on the lookout for additional safety or customer loyalty discounts, anti-theft deals, and membership or group rate reductions as well.
Overall, Rivian Insurance offers customizable policies specifically for Rivian drivers. Unique to traditional car insurance policies, Rivian car insurance rates also cover off-roading and Rivian-branded materials.
So if you own one of these electric vehicles, add Rivian Insurance to your comparison list.
Otherwise, the company exclusively sells policies to Rivian owners only. So if you do not own an R1S or R1T, you’ll have to look elsewhere for coverage.
