AAA ratings and coverages

AAA Car Insurance Rates

The average AAA car insurance quote for minimum coverage is around $33/mo for adult drivers with clean records. Full coverage costs around $85/mo.

If you're a high-risk driver, your AAA auto insurance quote will be higher. For example, rates increase by at least $40 after just one accident. Teens and young drivers under 25 also pay higher rates, typically around $170/mo for minimum coverage and $400/mo for full.

To get the best price on car insurance, compare Triple A insurance quotes against other companies near you.

AAA Car Insurance Discounts

AAA Membership is widely known for giving you access to dining discounts as well as discounts for various stores, hotels, and other services, but what about AAA auto insurance?

The AAA auto insurance company does offer discounts on its rates on auto insurance policies, too, such as multi-policy, multi-vehicle, loyalty and good driver discounts. All AAA insurance is personalized through regional clubs, which can provide more details on the specific discounts available.

If you choose Triple AAA Auto Insurance, plenty of roadside services are available. Flat tires, lockout services, tow services, and many other things are available based on your membership level. These services come with a network of providers and deeply discounted prices per service. Whether you're driving to work or on a cross-country road trip, you can feel more secure.

Ready to shop? Call Clearsurance 1-888-635-0013 to get a quote.

Frequently Asked Questions

Does AAA sell auto insurance?

Although AAA is most known for its roadside assistance program, AAA does sell auto insurance services as well as many other types of insurance coverages including homeowners, renters insurance, and motorcycle & off-road vehicle insurance.

How much does AAA car insurance cost?

AAA car insurance rates average around $33/mo for minimum coverage and $85/mo for full coverage policies if you have a clean record. AAA auto insurance quotes increase by $40/mo after an accident.

How much is a AAA membership?

The annual cost of an AAA membership varies based on the plan you choose and the area you live in, but it's typically in the range of $50 to $150 per year. The Basic Membership typically costs about between $50 and $70 a year. The Plus Membership typically costs between $80 and $100 a year. The Premier Membership typically costs between $100 and $150 a year. The cost varies greatly based on the area you live in, so make sure to check with your local AAA branch. It also typically costs between $30 and $65 to add a family member to your AAA membership and there is a discount for the first year.

Does AAA insurance include roadside assistance?

Yes, you can add AAA roadside assistance to any car insurance policy for an additional fee. You can still buy roadside assistance as a member even if you don't have AAA insurance coverage.

What does AAA full coverage insurance cover?

Full coverage includes AAA comprehensive coverage and collision insurance on top of the minimum requirements set by your state.

Can I view my AAA policy online?

You can check your AAA car and home insurance online with your MyPolicy account. Log in with your policy information on the triple AAA insurance website at aaainsurance.com.

What is the AAA auto insurance phone number?

For membership services or an AAA insurance policy lookup, call 1-800-765-0766. They can connect you with a local AAA insurance office. AAA phone numbers vary by state, meaning that AAA auto insurance in Florida will not be the same as the office handling AAA car insurance in Ohio.

What are the benefits of AAA?

An AAA membership offers many benefits including roadside assistance service, savings when buying a new car, savings on car repairs, discounts on AAA car insurance, in-branch services, identity theft monitoring, and many other travel and entertainment discounts. Some of the in-branch services offered by AAA include passport photos, document notary services and access to AAA travel agents to help plan your vacation. Not all services may be offered by all AAA branches.

Is a AAA membership effective immediately?

AAA Basic Membership benefits are effective immediately when you join, including roadside assistance. Premier and RV/Motorcycle Membership plans are effective 7 days after you enroll in the membership or once your upgrade payment is received.

What is AAA known for?

In addition to insurance products, AAA offers annual memberships that offer you roadside assistance as well as access to the thousands of AAA discounts to various stores, services, movie tickets, event tickets, amusement park tickets, travel discounts, and much more.

AAA offers Driver Training and Educational programs that are licensed by various state departments of motor vehicles.

AAA offers loans and banking services including home loans, auto buying programs, student loans, deposit programs, personal loans, auto refinancing, regular motorcycles financing, and extended warranties.

AAA offers an AAA Member Rewards Visa credit card. With this card, you receive a $75 statement credit after you make at least $500 in purchases within the first 90 days of opening the account. You also can earn 3X points on eligible travel and AAA purchases, earn 2X points on gas, grocery store, and drugstore purchases, and earn one point per $1 on purchases everywhere else.

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