21st century insurance ratings and coverages

How much does a 21st Century auto policy cost?

Car insurance rates are complex and are determined based on a number of factors that are unique to you. Factors that affect car insurance rates include your age, marital status, credit score, where you live, the company you choose, and so on. In the graph below, you can see the average cost of 21st Century car insurance compared to the national average cost of car insurance.

The average cost of car insurance for a single adult from this insurer is slightly lower than the average cost of car insurance in California. Please note that these are average car insurance rates based on a specific profile and your rate could be higher or lower based on your unique characteristics that affect insurance payments.

What car insurance discounts does 21st Century offer?

• Clean Driving Records: 21st Century drivers who have had a clean driving record for the past three years could qualify for discounts
• Multi-Vehicle Discounts: Insuring more than one vehicle on the same policy could qualify customers for discounts on each car insured
• Drivers Education: New 21st Century drivers who complete a driver's education course could qualify for a discount on their premiums
• Good Grades: Students insured by 21st Century who receive good grades could earn a student discount on their policy
• Defensive Driving Course: Drivers over the age of 55 who complete a course aimed to brush up on road skills could qualify for a discount
• Mature Driver Discount: If you've been driving for a long time, especially if you have a clean driving record, you're a lower risk. Many companies offer this reward for mature drivers.
• Automobile Safety Features: Vehicles insured by 21st Century and equipped with safety features such as airbags and anti-lock brakes could qualify customers for a discount
• Anti-theft Features: Cars equipped with anti-theft devices could earn you a discount of up to 15%.

How is the rental car experience through 21st Century?

Policyholders have access via Enterprise and Hertz to over 70% of the rental car supply, with benefits like preferred rates, and direct billing. Policyholders do have the option of picking a car from other rental car companies but may have to wait for reimbursement. Based on the reviews, insurance regulators work to make this process as easy as possible.

What more should you know about 21st Century Insurance?

21st Century offers specialty homeowners insurance through Foremost Insurance Company for homes that are not considered “standard” or “preferred” based on the age, condition, or value of the home.

To learn about 21st Century's discounts by state, make payments, view identification cards, manage your policy, and more visit the company website. They seem to give customers superior service along with plenty of coverage options. By all accounts, they're making their way up in the insurance industry. They also provide thousands of jobs enriching their communities.