What You Should Know

• Safeco insurance roadside assistance costs $8 to $10 annually on average
• You get towing assistance, tire changes, fluid refills, and lockout services with affordable Safeco insurance roadside assistance
• Safeco’s roadside assistance services are available by phone or in the mobile app 24 hours a day, seven days a week

You have the option to add Safeco insurance roadside assistance to your car insurance policy. Safeco insurance roadside assistance rates average around $8 to $10 annually.

You can compare rates to get cheap car insurance, but you can also compare roadside assistance programs to discover what company can offer you the best coverages for the lowest prices.

If you buy Safeco insurance roadside assistance, you get access to towing services, fluid refills, tire changes, locksmith services, and more 24 hours a day, seven days a week.

In this Safeco insurance roadside assistance review we'll tell you what this optional policy add-on covers, how to contact Safeco when you need help on the road, and more.

After reading through our Safeco roadside assistance review, secure the best coverage for you by entering your ZIP code into our free quote comparison tool above.

What is Safeco insurance roadside assistance?

Safeco insurance company offers roadside assistance services as an optional policy add-on for your car insurance policy.

If you choose to add this coverage to your policy, you gain access to roadside assistance 24 hours a day, seven days a week.

What exactly is covered with Safeco roadside assistance? In the table below you can check out the details about all available services.

Keep in mind that the towing services include towing to a qualified facility within 15 miles from your breakdown.

Plus, the fuel or fluid cost, if you need a refill, is not technically included in your policy.

Finally, if you get a flat tire, Safeco only replaces it with your own available inflated spare.

To buy Safeco insurance roadside assistance, call the Safeco insurance customer service phone number, contact your local agent, or log into your policy online to add the coverage.

However, at this time, you cannot add roadside assistance to your policy through the Safeco mobile app.

Typically, the roadside assistance packages cover up to four separate breakdown events throughout your policy term.

How much does Safeco insurance roadside assistance cost?

On average, Safeco roadside assistance costs between $8 to $10 per year. However, rates vary by state and based on the type of vehicle you are covering.

These prices are on the low side of average when compared with the other best insurance companies for roadside assistance.

For example, if you compare Safeco roadside assistance versus AAA roadside services, AAA costs $40 to $74 per year.

Even though you gain additional membership benefits through AAA, these prices are for the classic or basic membership option.

How do you contact Safeco insurance roadside assistance?

As long as you’ve purchased the Safeco roadside assistance, you can access the services at any time directly through your mobile app.

Technically, there is no specific Safeco roadside assistance app. Instead, the contact information is simply available in the main Safeco customer app.

But you can also call the Safeco insurance roadside assistance phone number at 1-877-762-3101.

The phone number is available to you any time of day, even on weekends.

What is not included in Safeco insurance roadside assistance?

When it comes to standard roadside assistance services, there’s not much that Safeco doesn’t cover. This company offers a robust plan for policyholders at a reasonable price.

However, roadside assistance programs never cover repairs to your vehicle that are maintenance or wear and tear issues.

Such things as a wobbling or squeaking alternator, worn-out brake pads, or your engine losing horsepower over time will not be covered by Safeco’s roadside assistance package.

This is very common for any roadside assistance service, though. In fact, even your vehicle warranty does not typically cover such damage. However, you can get a tow if your car breaks down for any of these reasons.

Similarly, Safeco does not apply roadside assistance coverage to damage caused by an actual car accident. For this type of protection, you need to invest in collision insurance.

Does Safeco insurance roadside assistance differ from the emergency assist program?

According to a blog post on the Safeco website, in 2016, the company offered something called the Emergency Assist Program (EAP).

This EAP policy add-on was optional coverage drivers could include in their policies to enhance their roadside assistance services.

EAP included all of the roadside assistance products mentioned previously, but it also provided coverage for excess expenses, including lodging, personal belongings damaged in an accident, and more.

Drivers also got discounted rental cars and free electric vehicle charging.

Unfortunately, it appears the EAP services are no longer offered to drivers.

Instead, you have the option to add other coverages, like rental car reimbursement and new vehicle replacement.

Safeco Insurance Roadside Assistance: The Bottom Line

Overall, Safeco’s roadside assistance services are well-rounded, affordable, and reliable. Plus, Safeco customers typically rate the company relatively well.

According to the National Association of Insurance Commissioners (NAIC), Safeco earned a 2.68 complaint index. The median is always set to 1.00, and lower scores are better.

So, a 2.68 means Safeco received about twice as many customer complaints as the median, which is not considered a concerning amount.

If you drive often and use Safeco for coverage, consider adding the roadside assistance package to your policy.

However, many of the best car insurance companies also offer competitive, well-rounded roadside assistance services.

So be sure you shop around and compare quotes from multiple companies to ensure you’re getting your best possible coverages at the lowest possible price.

Now that you’ve learned about Safeco insurance roadside assistance quotes compare rates from the top companies in your region right now by entering your ZIP code into our free tool below.

References:

1. https://www.naic.org/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&COCODE=24740&