MMG Insurance 2024 Expert Review


MMG Insurance provides insurance coverage for individuals and businesses in Maine, New Hampshire, Vermont, Pennsylvania, and Virginia. You can't get a quote from the MMG website, but you will be able to find an insurance representative in your area with the "Find An Agent" tool that MMG provides.

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Written by
Insurance & Finance Analyst
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Reviewed by
Farmers CSR for 4 Years
UPDATED: 2024-08-28T12:44:27.217Z
Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

What You Should Know

  • MMG Insurance is available in a limited number of states
  • MMG Insurance has been in business for over 100 years
  • MMG Insurance has no captive agents

No matter if you’re shopping for insurance coverage for water recreation vehicles or standard car insurance, you should look for a company that is well-established and reliable. MMG Insurance is one such company.

MMG Insurance has long been in the business of providing coverage that can keep you and your household protected. If you’re looking for an insurance company that can provide for nearly all your insurance needs, keep reading to learn more about MMG Insurance’s history and how it can save you money on your coverage.

As you educate yourself on everything MMG Insurance has to offer, you can also enter your ZIP code to compare free quotes from insurance companies near you.

Who is MMG Insurance? How MMG Insurance Can Protect Your Home & Business How to Buy a Policy from an Online MMG Insurance Company How can you file a claim with MMG Insurance? Does MMG Insurance offer discounts? The MMG Insurance Company - A Life Protector for Your Family Frequently Asked Questions (FAQ) Does MMG offer life insurance? How does one find an affordable life insurance plan? How much does home insurance cost?

Who is MMG Insurance?

Founded in 1897, the MMG Insurance Company has over 100 years of experience in providing great insurance products like property insurance and more. But what does MMG Insurance stand for?

MMG stands for the Maine Mutual Group which makes sense as its headquarters are located in Presque Isle, Maine.

Now, if you want to purchase insurance from MMG, you must take note that MMG locations are limited to Maine, New Hampshire, Vermont, Pennsylvania, and Virginia. MMG also doesn’t have any captive agents. This means only independent agents who can sell insurance products from many companies have been connecting consumers with MMG insurance policies.

This is a very positive sign that MMG’s policies offer great coverage at excellent rates because independent agents are hired by consumers to find policies that meet their needs. And it looks like MMG has been able to meet consumers’ needs for many, many years. MMG Insurance has even been awarded an A rating by A.M. Best for its financial strength.

How MMG Insurance Can Protect Your Home & Business

The MMG Insurance Company offers a lot of coverage options that can help you mitigate risk to your home or business. If you need protection, you’ll be able to choose from policies that include:

  • Personal umbrella insurance
  • Commercial umbrella insurance
  • Homeowners insurance
  • Personal auto insurance
  • Commercial auto insurance
  • Snowmobile insurance
  • Watercraft insurance
  • Farm owner insurance

With this extensive catalog of products available to you, you’ll be able to have peace of mind that you have the protection you need no matter if you’re at work or play; however, you should note that while MMG doesn’t offer life insurance products, it does provide great home coverage through the Home Advantage and Home Advantage Ultra plans.

You can purchase maximum protection that offers coverage for another person’s medical payments, securities, deeds, valuable personal property like furs or jewelry, your silverware, and even money or bullion that is kept in your home.

In addition to all that, these plans can also be customized to provide:

  • An extra 25% of coverage on your Dwelling
  • An extra 70% of personal property coverage
  • Water backup and sump discharge coverage
  • Personal property replacement cost
  • Coverage for refrigerated property
  • Special computer coverage
  • Coverage for identity theft
  • Personal injury coverage

Purchasing a home insurance policy from MMG Insurance means that you won’t have to squeeze into a one size fits all kind of policy. You’ll be able to customize your policy so it fits your coverage needs like a glove.

How to Buy a Policy from an Online MMG Insurance Company

Unfortunately, you won’t be able to hop onto the MMG company website and get quick MMG auto insurance quotes. You must reach out to an MMG Insurance representative, but, thankfully, doing so is not hard at all.

When you need to purchase an online policy for your business or get a quote for home coverage, you’ll simply need to use the “Find An Agent” tool on MMG’s website. This will show you all the MMG agents near you, and then you can choose who you would like to work with.

How can you file a claim with MMG Insurance?

One of the best mottos in life is: Hope for the best but prepare for the worst. With MMG Insurance, you can be prepared if even the worst should happen. If your home is damaged in a storm or if you get into a car accident, you’ll be able to file a claim to get the issue resolved quickly.

Even if an unfortunate incident were to happen in the middle of the night, you won’t have to worry about waiting for regular business hours to begin. You can file your claim right away by calling MMG’s 24-hour service line or by accessing your online account to file your claim.

Does MMG Insurance offer discounts for car insurance?

Having good coverage is very important whenever you head out on the road because anything can happen but that doesn’t mean you should pay an outrageous amount for it. Most insurance companies offer discounts so even the best coverage options can be accessible to people with a range of budgets.

This makes it all the more regrettable that MMG doesn’t share its available discounts with the public. The next time you request a free quote though, you can use this list of commonly offered auto discounts to see if you are taking advantage of every money saving-option available:

  • Multi-policy
  • New car
  • Anti-theft device
  • VIN-etching
  • Passive restraint
  • Multi-car
  • Good student
  • Distant student
  • Lane assist
  • Low annual mileage

If you’re afraid that you won’t be able to afford the coverage that you need for your car or home insurance, make sure that you set aside some time not only to review your policy for any missing discounts but also to shop around to see if there’s another company that can save you more money while still offering you great coverage.

The MMG Insurance Company - A Life Protector for Your Family

MMG Insurance has been in business for over a century and can provide products to protect your belongings, your home, and your business. Now, MMG insurance products are only available in five states so if you reside outside MMG’s coverage areas, you’ll need to shop around to find an insurance company that can help you where you live.

After reading this in-depth MMG review, you should feel confident to start shopping for the best insurance company for your needs. Enter your ZIP code to start comparing free insurance quotes so you can find the best deals.

MMG Insurance FAQs

Does MMG Insurance offer life insurance?

No, MMG doesn’t sell life insurance products, but what are the benefits of using a life insurance company? A life insurance company can help you find a plan that will provide a financial cushion for your loved ones after you’ve passed on.

How does one find an affordable life insurance plan?

You can shop online to find an insurance plan that meets your budget and coverage needs. You can also read free reviews to determine which insurance company is a good fit for you.

How much does home insurance cost?

The cost of home insurance will vary depending upon a variety of factors some of which include where you live, the amount of coverage you need, and your credit score.

Editorial Guidelines: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
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