How long does it take to buy a car? (2024 Averages & Advice)


Maybe you're wondering, "How long does it take to buy a car?" On average, purchasing a car takes 2 to 6 weeks, depending on factors like research time and trade-in negotiations. This article details each step of the car buying process, from spending 1-3 hours at a car dealership and up to 7 days to finalize car financing.

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UPDATED: 2024-10-15T19:04:14.148Z
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If you are looking for a new car, you may be curious about how long does it take to buy a car. The time to purchase a vehicle depends on factors like where you shop and if you're trading in a used car.

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Doing proper research before buying a car is similar to using a practical guide for understanding car insurance. You will want to look online to determine which cars you’re interested in, what works with your budget, and where you will need to test drive a potential purchase.

To get started browsing multiple quotes from different companies near you today, just enter your ZIP code into our free tool today.

What You Should Know

  • Researching your options is one of the most crucial steps when buying a car
  • Researching your options can cut car-buying time to a few hours
  • Dealing with dealers takes longer than buying from a private seller

The Timeline for Researching and Choosing a Car

You might wonder, “How long does it take to buy a car?” You can expect to spend days or even weeks researching the type of car you want to buy. You can read reviews of the vehicle, check the best used cars, see what fits your price range, and find car dealerships near you that will let you test drive the car, helping you streamline the car purchasing process.

Additionally, knowing the best time of year to buy a car can help you get the best deal and potentially save money on your purchase.

If you find it difficult to research your next vehicle, you may need to enlist the help of a car dealer or an expert who can recommend a style or brand based on your needs and lifestyle.

Estimated Time and Key Factors in the Car Buying Process

Stage of Car Buying Process Estimated Time Key Factors
Research and Decision-Making 2 weeks Type of car, model comparison, reviews
Financing and Budget Planning 2 days Credit check, loan pre-approval, budget setting
Test Driving and Dealership Visits 3 days Test drives, dealership visits, price comparison
Negotiation with Dealership 3 hours Price negotiation, trade-in, discounts
Paperwork and Financing Approval 1 day Paperwork, financing approval
Inspection and Vehicle Delivery 3 days Final inspection, cleaning, delivery setup
Total Estimated Time 18 days Overall timeline depends on availability and complexity

After you've figured out what you're looking for, you'll need to decide where to complete the car purchasing process. You can visit a brick-and-mortar dealership to test drive a car or use an online option to buy a car without ever leaving home.

Depending on several factors, buying a new car from a dealership can take as little as two hours.

If you know what you want and how much you are willing to pay for it, you may find that the negotiation goes quickly, and you can get the car you want in no time. Additionally, exploring the top ways customers save money on their car insurance can help you reduce ongoing costs after your purchase.

However, negotiations can sometimes take several hours, if not days. During this time, it is important not to feel so rushed that you compromise and spend more than you should on the vehicle.

If you're not having luck getting the car at a reasonable price, try another dealership for a simpler process. Though this will add to the time it takes to buy your new car, you will be happy in the long run that you stood your ground and didn’t overpay. After you buy a car, this patience will feel worthwhile as you drive off knowing you got the best deal.

Understanding the Timeline for Buying a Car Online

Purchasing a car from an online dealership can take between a couple of days to several weeks. However, if the vehicle is near where you live, you may find that you don’t have to wait long, and you can avoid the hassle of scheduling time, especially considering the average time at a dealership when buying a car out of state.

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If you prefer to do your research and buy a new car online, there are several companies to choose from. Some of the most popular options for buying a car online include:

  • Carvana
  • CarMax
  • DriveTime
  • Vroom
  • Cars.com

In most cases, these online dealerships sell used vehicles to clients. If you know you’re looking for a new car, you may want to steer clear of these companies or speak to a company representative about the best used cars to buy to explore your options.

Anyone interested in purchasing a car via an online dealership can browse vehicles and complete the purchase entirely from their computer, tablet, or smartphone. In addition, most online dealerships allow you to take a few days or even weeks to drive the car before deciding whether you’d like to keep it.

The major downside to purchasing a car from an online dealership is that the prices are relatively high compared to other sellers. Therefore, before you buy a car online, research and compare quotes from multiple retailers to ensure you aren’t overpaying.

Efficient Tips for Purchasing a Used Car

Some people will purchase a used car from an individual who has it posted online or listed for sale in a driveway, parking lot, or even a car store.

If you’ve found a used car for sale by an individual, you will have to figure out a time you can look at the vehicle that works for you both. After test-driving the car, take time to research how much the car is worth. Some people even drive the vehicle to a mechanic for inspection, following safety tips for driving at night if needed.

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Buying a used car from another person can take several days, and the process usually takes longer than simply purchasing a car from a dealership. However, if you can't afford to buy a car, purchasing from an individual can save money and help you avoid the hassle of negotiating at a dealership.

Factors Affecting the Time When Trading In a Car

If you plan to trade in your old vehicle to purchase something different, you can expect the process to take longer than if you just walked into a dealership ready to buy a car. Buying a car is stressful, and adding a trade-in can further extend the time it takes to complete the transaction, much like preparing for how to pass your driving test requires extra steps.

You will find that any dealership willing to accept your trade-in will want to thoroughly inspect the vehicle before offering you a price. Once this happens, it’s safe to assume the dealership will provide you with a lower price for the car than you had in mind.

When you trade in a vehicle, be willing to spend time haggling over prices to land on something you find acceptable. This price will reduce the cost of the vehicle you plan to purchase. However, because of all the steps included in trading in a car, the process can sometimes take longer than buying a car.

Reducing Time Spent When Buying a Car

If you want to purchase a car quickly, there are a few things you can do to save time and streamline the process:

  • Decide on a price, and don’t negotiate past that. You will quickly learn whether a dealership is willing to work with you.
  • Find financing before walking into the dealership.
  • Decide on the add-ons you want to include in your vehicle while initially researching cars.
  • Consider exploring car buying options online to avoid much of the time associated with window shopping.

If you're unsure how to buy a car from a private seller, consider bringing a friend or advocate for support, especially if you find dealerships intimidating but still want a good deal.

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As you shop for a car, remember that it can take a while. But it’s essential to find what you want and not settle simply because you’re tired or overwhelmed.

If you find that you’re willing to compromise, it may be worth it to walk away from the dealership or individual selling the vehicle and try again in a day or two.

Key Factors Impacting Car Purchase Time

Purchasing a car can be quite a headache. If you know you want a new or used car, you should research before approaching a dealership. Going to a brick-and-mortar dealership can help you get your car more quickly, but negotiating with someone could be more stressful.

Buying a car from an online dealership can help make the process less intimidating, but the average car buying time may increase, and you may end up paying more for the vehicle in the long run.

If you’re buying new, set up your financing before approaching a dealership. Consider the best time to buy a car to maximize savings. Regardless of how you plan to purchase your car, don’t allow a person or dealership to rush your decision. Instead, take your time and decide on your next car when you’re ready.

After you’ve purchased a car, it’s important to find auto insurance that covers your vehicle in virtually every scenario. If you’re financing a new car, it’s also a good idea to consider the best states to buy a used car and purchase a full coverage policy with adequate protection. Learn on how to get cheap car insurance with our guide.

If you're in the market for affordable auto insurance, give our free quote tool a try by entering your ZIP code below.

Frequently Asked Questions

How long does it take to get a car?

The time to get a car varies but typically takes 2-6 weeks, depending on financing and delivery.

How long does it take to buy a used car from a dealership?

Buying a used car from a dealership can take 1-3 hours if you've already done your research and have financing.

Can you buy a car at 18?

Yes, you can buy a car at 18, but you may face challenges securing financing without a solid credit history. Additionally, you might wonder, how does my credit score affect my insurance premium? A lower credit score could lead to higher insurance rates, making it essential to consider your financial standing.

What are the best online car buying sites?

Top online car buying sites include Carvana, Vroom, and AutoTrader, offering a range of options with home delivery.

What is the best place to buy used cars online?

The best places to buy used cars online include sites like CarMax, AutoTrader, and CarGurus for reliable listings.

What are the best places to look for used cars?

The best places to look for used cars are online platforms like AutoTrader, Craigslist, and local dealership websites. Additionally, what to consider when getting car insurance quotes online includes factors like coverage options, deductibles, and premium rates to ensure you find the best deal.

What is the car buying process at a dealership?

The car buying process at a dealership involves selecting a car, negotiating the price, securing financing, and completing paperwork.

Can you get a car the same day?

Yes, you can get a car the same day if your financing is pre-approved and the dealership has your car in stock.

Can I buy a car from CarMax without a license?

No, you need a valid driver's license to buy a car from CarMax or any dealership. Can you buy a car without a license? In most cases, dealerships will require a valid license for the transaction, although some private sellers may not ask for it. However, you'll still need one to legally drive the vehicle.

Can I drive a used car I just bought?

Yes, as long as you have insurance and temporary registration, you can drive a used car immediately after purchase.

Can you negotiate with Enterprise Car Sales?

Enterprise Car Sales usually offers no-haggle pricing, but you can sometimes negotiate trade-in values.

Can a dealership sell a car with a cracked windshield?

A dealership can sell a car with a cracked windshield, but you should negotiate the repair cost or replacement before purchase. It's also a good idea to check with the best car insurance companies that cover car windows to ensure you're protected after the sale.

Are dealerships open on Sunday?

Many dealerships are open on Sunday, but hours vary by location and state regulations.

What is the best month to buy a used car?

The best month to buy a used car is typically December, as dealerships offer year-end discounts. Enter your ZIP code below to get started on finding the right provider for you and your budget.

Can you get a car after filing bankruptcy?

Yes, you can get a car after filing bankruptcy, but your interest rates may be higher, and your options may be more limited. It's also important to explore the best car insurance companies to ensure you're getting the right coverage at an affordable price, especially with a bankruptcy on your record.

Editorial Guidelines: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
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