Atlanta is a fast-growing large city. If you’re thinking of renting an Atlanta apartment, you should look into renters insurance. It’s an affordable way to protect your belongings against loss from a peril such as a fire or theft, and to extend liability protection if someone is injured in your apartment.

Finding the right coverage at the best price is easier than ever, with most companies now offering free online quotes. Some even enable you to complete the entire application process online (some in minutes).

On this page you’ll find:

• Best renters insurance companies in Atlanta
• Average renters insurance cost in Atlanta
• Average rent cost in Atlanta

What companies provide the best renters insurance in Atlanta?

The table below highlights the 10 best renters insurance companies in Atlanta, Georgia. The ranking is based on customer reviews submitted to Clearsurance as of February 2020, taking into consideration customers’ opinions on their experience with the company and the customers’ likelihood to renew their policy or recommend the company to a friend. For companies to be eligible for this list, they must have at least 25 renters insurance reviews and sell in Atlanta.

*USAA renters insurance is only available to active and former military members and their families.

1. Lemonade Insurance

Lemonade offers renters insurance in Atlanta. With stellar responses from customers, Lemonade renters insurance earned 4.79 out of five stars, and landed the number one place on our list. An online company that relies on technology rather than brokers, Lemonade offers renters insurance policies and makes getting insurance quotes quick and easy (apply within 5 minutes online at the link below).

2. USAA

USAA is a popular insurance company. However, coverage is only available to active duty and former military members and their families. Georgia is home to a number of military bases, so if you or a family member are active or retired military, it’s worth checking to see if you qualify to apply for the highly rated USAA renters insurance.

3. The Hartford

The Hartford offers standard renters insurance policies, with a range of additional coverage options that mean you can tailor your renters insurance to exactly what you need. Free quotes are available online, and then you’ll work with an insurance professional at The Hartford renters insurance to finalize your application for coverage.

4. Geico

Geico renters insurance is available in Atlanta, Georgia, and it earned 4.23 out of five stars garnering them the fourth spot on our list. You can easily apply for coverage on their website, and if you have other policies, such as auto insurance, through Geico, you might be eligible for a discount on your renters policy.

Geico is a unique company because it doesn’t sell renters insurance directly. Rather, it sells policies through the Geico Insurance Agency from other licensed insurance carriers.

5. State Farm

State Farm is one of the largest property and casualty insurance carriers in the U.S., coming in fifth on our list of the best renters insurance companies offering renters coverage in Atlanta. You can get a free quote online, and talk to an agent to discuss the coverage options available.

6. Travelers

Founded in 1853, Travelers is a large and well-established insurance carrier offering a wide range of insurance product options. They’ve secured the sixth spot on our list of best renters insurance providers in Atlanta, Georgia. To get a Travelers renters insurance quote, go online or call to talk to one of their independent agents.

7. Allstate

Allstate received an average rating of 4.15 out of five stars, landing them in the seventh spot on our list of the best renters insurance providers in Atlanta. Check out Allstate reviews on Clearsurance to learn more about the company’s customer service.

8. Nationwide

Nationwide renters insurance earned an average of 4.14 out of five stars, placing it in the ninth spot on our list of best companies offering renters insurers in the Atlanta area. As a large, national carrier, they offer renters insurance and you can get a free online quote on the Nationwide website in minutes.

9. Progressive

Progressive is a large, national provider of insurance products and Progressive renters insurance is available in Atlanta, GA. The company earned 4.12 stars out of five garnering them the eighth spot on our list. You can bundle coverage to save money, and additional discounts are available if you opt to pay your annual premium in full for the year. You can visit Progressive’s website to get a quote for a policy.

Progressive is much like Geico in the sense that it doesn’t directly sell renters insurance, but sells it through other licensed insurance carriers.

10. Farmers

Rounding out our top ten renters insurance providers in Atlanta is Farmers renters insurance, which earned an average of 4.10 stars out of five possible. You can get a quote or find a local agent online on their website.

How much does renters insurance cost in Atlanta?

On average, renters insurance costs around $219 per year in Georgia. There are many factors that determine how much renters insurance costs in Atlanta, such as the location of your apartment and the coverage limits you select. Prices can also vary by company.

One of the biggest variables that determines the cost of Atlanta renters insurance is where you live. If you’re just starting to search for a place to rent in Atlanta, once you narrow your choices down to a few neighborhoods, it’s worth your time to check out how much you might be paying for renters insurance. Most insurers offer the option for free online quotes.

Other factors that can affect your renters insurance annual premium are the amount of your deductible, the value of your personal property, and how much coverage you select, including any optional coverage you add on to your policy.

Remember: if you have other insurance policies, such as car insurance, you might be able to get a multi-line discount through your insurer if you add additional policies including renters insurance.

How much does rent cost in Atlanta?

How much does rent cost in Atlanta? Rent in Atlanta costs $1,474 per month, on average.

The cost of rent in Atlanta can vary depending on where in the city you decide to rent. In the Adams Park neighborhood, rent averages $840 a month, while Sherwood Forest ($1,992 a month) and Atlantic Station ($2,128 a month) are considerably higher than the overall average for Atlanta.

Renters insurance is an important part of renting in Atlanta. You want to make sure you’re covered with personal property coverage and liability coverage. It’s generally considered affordable and it’s good to have for peace of mind.

For the most up to date ranking of the highest-rated renters insurance companies in the state, visit our rankings for the best renters insurance in Georgia.

Recap: Best renters insurance in Atlanta

• USAA: Best renters insurance for military members in Atlanta
• Lemonade: Best renters insurance in Atlanta

The content on this site is offered only as a public service to the web community and does not constitute solicitation or provision of legal advice. This site should not be used as a substitute for obtaining legal advice from an insurance company or an attorney licensed or authorized to practice in your jurisdiction. You should always consult a suitably qualified attorney regarding any specific legal problem or matter. The comments and opinions expressed on this site are of the individual author and may not reflect the opinions of the insurance company or any individual attorney.