Ameriprise Car Insurance Review: Rates and Discounts in 2024


Ameriprise Auto Insurance offers several different options for car insurance coverage, along with different benefits and add-ons for protection. Ameriprise Auto Insurance rates are competitive when compared with other popular U.S. companies, and Ameriprise offers options for discounts to policyholders.

Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
 Secured with SHA-256 Encryption
writter logo
Written by
Feature Insurance Writer
reviewer logo
Reviewed by
Farmers CSR for 4 Years
UPDATED: 2024-08-26T07:28:40.871Z
Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

What You Should Know

  • Ameriprise Auto Insurance offers several different car insurance options for clients
  • Ameriprise car insurance rates are competitive when compared to rates of other companies in the U.S.
  • Ameriprise offers different discounts on its auto insurance rates

If you are shopping for a car insurance policy, you may want to consider Ameriprise Auto Insurance. Ameriprise has several different car insurance options at competitive rates. Depending on what you're looking for, Ameriprise could be a good fit for you.

But don't forget to shop around to find the best coverage that meets your needs. This will help you figure out how to get cheap car insurance.

You should not commit to anything too early and risk overpaying for coverage. Instead, you can compare car insurance quotes from several different companies online and then find the cheapest rates.

You can use our free quote tool above to find and compare rates from the best car insurance companies in your area to get started.

What does Ameriprise offer for car insurance?

Ameriprise Insurance offers auto and home insurance coverage. When it comes to car insurance, Ameriprise offers several different options for its policyholders. Car insurance coverage options offered by Ameriprise Auto Insurance include:

  • Liability
  • Bodily injury
  • Collision
  • Comprehensive
  • Medical payments
  • Personal injury protection
  • Uninsured/underinsured motorist

Regardless of the type of car insurance coverage you're looking for, Ameriprise has options for you.

If you are looking for full coverage rather than simple liability that meets your state's requirements, you'll want to compare quotes from multiple companies to make sure you don't pay too much.

Ameriprise also offers specific benefits that accompany many of the different policy options. These benefits include:

  • A streamlined claims and policy-management process
  • Accident forgiveness
  • A deductible waiver for windshield and glass repairs
  • Coverage for lost or stolen keys
  • Coverage for accidental expenses incurred during travel

Lastly, Ameriprise customers can purchase additional coverage options to boost their policies and add more protection to their coverage. These optional coverage riders include:

  • Comprehensive glass coverage
  • Waiver of collision deductible
  • Roadside assistance and towing
  • Rental car coverage

If these coverages and additional benefits are what you're looking for, you can visit the Ameriprise website to get a quote or call to speak with an Ameriprise agent. But you should not commit to any car insurance coverage until you compare Ameriprise quotes with quotes from competitors.

How much is Ameriprise car insurance?

While it is difficult to know just how much you would pay for car insurance coverage with Ameriprise, quotes from the company suggest its rates are competitive with other big-name car insurance companies.

When compared to Progressive, Esurance, and GEICO, Ameriprise almost always has lower rates than Progressive, similar rates to Esurance, and more expensive rates than GEICO.

For example, annual premiums for a 30-year-old male are as follows:

  • Ameriprise: $1,183
  • Progressive: $1,452
  • Esurance: $1,218
  • GEICO: $851

As you know, you will need to speak with an Ameriprise agent or get a direct quote from the company website to know for sure how much you would end up paying for car insurance coverage. But Ameriprise is a strong competitor when it comes to car insurance quotes.

Does Ameriprise offer discounts for car insurance?

Ameriprise Insurance does offer a variety of discounts to its policyholders. Potential discounts with Ameriprise Insurance include:

  • Safe driving
  • Accident-free driving
  • Defensive driver
  • Vehicle safety features
  • Garaging
  • Education
  • Multi-policy
  • Occupation
  • Tenure

Policyholders can also get cheaper rates by signing up for Costco Ameriprise Insurance, as Costco has teamed up with Ameriprise to offer coverage for home and auto insurance.

Can you make claims using the Ameriprise website?

If you want to renew your policy, manage your policy, or make insurance claims with Ameriprise, you can do so using the company's website.

All you have to do is use your Ameriprise Auto Insurance login to access your policy. Once you're on the website, you can make a claim or check the status of a claim.

If you would prefer to make your claim with an Ameriprise representative rather than online, you can call the Ameriprise Auto Insurance phone number for more information.

Ameriprise has a lot to offer its policyholders, but you should shop around for car insurance from multiple companies in your area before you make any final decisions.

Feel free to use our free quote tool below to compare rates and find what works best for your car insurance needs.

Editorial Guidelines: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
 Secured with SHA-256 Encryption