What You Should Know

• American Reliable Insurance offers several different coverage options for home insurance
• American Reliable does not offer much information regarding policy coverage options or pricing on its company website
• American Reliable has an A+ rating with the Better Business Bureau and an A rating with A.M. Best

If you are looking for a home insurance policy, you may want to learn more about American Reliable Insurance. American Reliable Homeowners Insurance is available throughout the U.S., and the company offers options for various types of homes, dwellings, and structures.

As you search for a homeowners insurance policy, you can speak with an American Reliable Insurance Company agent to request more information about company policies and to receive a quote for your home.

Be sure to compare quotes for home insurance coverage from several different companies before making any final decisions concerning your home insurance policy.

What types of homes does an American Reliable homeowners insurance policy cover?

On the company website, American Reliable states that it specializes in insurance products for various types of homes and dwellings, including:

• Single-family residences
• Multi-family residences
• Permanent residences
• Seasonal residences
• Tenant-occupied residences
• Older homes
• Lower-valued homes

Depending on what you're looking for regarding home insurance coverage, you may be interested in some of the coverage options that American Reliable offers.

What is included in an American Reliable home insurance policy?

While the American Reliable company website states that there are multiple types of policies available in several states in the U.S., the website does not offer very specific information.

One fact that the website specifies is that American Reliable offers the following coverages for manufactured homes:

• Replacement cost
• Other structures
• Personal effects
• Personal liability
• Medical payments
• Loss of use
• Personal property replacement cost
• Scheduled personal property
• Golf cart coverage
• Satellite system coverage
• Other miscellaneous coverage options

If you want to learn more about what is covered under an American Reliable policy, you will need to call the American Reliable insurance phone number and speak with one of the American Reliable Insurance Company agents to obtain more detailed information.

Is there anything that an American Reliable home insurance policy will not cover?

American Reliable Insurance Company mentions on its website that there is limited coverage available to its policyholders in the case of earthquakes, communicable diseases, nuclear hazards, intentional losses, business uses, and war.

American Reliable also limits coverage due to floods, as the company does not offer flood insurance for commercial or residential dwellings.

Because different insurance companies offer different types of coverages and different limitations for home insurance policies, it's a good idea for you to find and compare multiple home insurance policies to make the best decision based on your needs.

How much is a home insurance policy with American Reliable?

American Reliable Insurance Company does not post its average homeowners insurance rates online. You can contact the company to speak with a representative in order to receive a quote.

Because American Reliable has options for covering homes and properties that other companies may not be willing to insure, you may discover that rates with American Reliable are slightly higher than average.

Regardless of whether you find that American Reliable homeowners insurance rates are expensive or fairly reasonable, you should still compare them with other home insurance rates to ensure that you're receiving the best deal possible regarding your homeowners insurance coverage.

Does American Reliable have good ratings and reviews?

In regard to ratings, American Reliable is rated A+ by the Better Business Bureau (BBB). What's more impressive is that American Reliable has only three complaints on file with the BBB within the past three years.

With regard to financial strength, American Reliable Insurance Company has an A rating with A.M. Best, which suggests strong financial stability and a stable outlook for future endeavors.

Online customer reviews for American Reliable are not quite as positive. Most customers who have complained about American Reliable online focus on claims that have yet to be paid and negative customer service.

A failure to pay claims is a serious topic when you're considering which insurance company you want for home insurance coverage. If American Reliable is a company that you're interested in, you may want to read some of the customer reviews to make a well-informed decision.

Does American Reliable have a good company website?

American Reliable's company website is neatly arranged, but it does not offer very much information regarding insurance products. If you are a current American Reliable client, you can use the policyholder portal to file claims or make your American Reliable insurance payments online.

If you are looking for more information about American Reliable insurance products, or if you would like a direct quote for homeowners insurance, you will need to contact American Reliable and speak with a company agent for more information.

Should I purchase homeowners insurance with American Reliable?

You may find that American Reliable would be a great choice for you concerning home insurance. But you will not know for certain until you acquire a direct quote from the company and then compare that quote to other companies in your area.

American Reliable is merely one of many insurance companies you could select to do business with. It makes the most sense for you to conduct a bit of research to find the company that offers you the best coverage at the most affordable rates.