Best and Cheapest Car Insurance in South Carolina (Your Guide to the Top 10 Companies for 2024)
The top providers for the best and cheapest car insurance in South Carolina are USAA, Geico and State Farm, offering competitive rates and comprehensive coverage.
This article helps you navigate the complex insurance market by providing detailed insights into the best rates and coverage options available.
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 |
#1 | $28 | A++ | Military Members | USAA |
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#2 | $33 | A++ | Good Drivers | State Farm |
 |
#3 | $36 | B | Customer Service | Travelers |
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#4 | $43 | A+ | Competitive Rates | Progressive |
 |
#5 | $44 | A++ | Discount Options | Geico |
 |
#6 | $49 | A+ | Multi-Policy Discounts | American Family |
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#7 | $50 | A | Young Volunteers | Farmers |
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#8 | $55 | A+ | Claims Satisfaction | Allstate |
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#9 | $69 | A | Family Plans | Nationwide |
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#10 | $76 | A | Accident Forgiveness | Liberty Mutual |
This comprehensive guide delves into the various factors affecting insurance costs, highlights the importance of comparing quotes, and explains South Carolina’s minimum coverage requirements.
Find the best comprehensive car insurance quotes by entering your ZIP code above into our free comparison tool today.
What You Should Know
- USAA offers the best rates for married couples and senior drivers, making it the top pick, rates start at $28/month
- Learn how factors like location, driver profile, and state requirements impact your premiums
- Discover the best and cheapest car insurance in South Carolina with top providers
On this page:
- USAA: Top Overall Pick
- Geico: Best for Good Drivers
- State Farm: Best for Customer Service
- Progressive: Best for Competitive Rates
- Travelers: Best for Discount Options
- Nationwide: Best for Multi-Policy Discounts
- American Family: Best for Young Volunteers
- Allstate: Best for Claims Satisfaction
- Farmers: Best for Family Plans
- Liberty Mutual: Best for Accident Forgiveness
- Finding the Best Deals Across Major Providers in South Carolina
- Affordable Teen Car Insurance in South Carolina
- Cheapest Car Insurance Rates for a Married Couple in South Carolina
- Cheapest Senior Car Insurance Rates in South Carolina
- Cheapest Areas in South Carolina
- Most Expensive Areas in South Carolina for Car Insurance
- Minimum Car Insurance Coverage Requirements and Limits in South Carolina
- South Carolina’s Uninsured Motorist Percentage
- Calculated Car Insurance Rates in South Carolina
- Practical Tips for Saving Money on Your Car Insurance in South Carolina
- Understanding Clearsurance Ratings and Rankings for South Carolina Insurance Companies
- Finding the Best and Cheapest Car Insurance in South Carolina
#1 – USAA: Top Overall Pick
Pros
- Exceptional Customer Service: USAA customer reviews often highlight high levels of customer satisfaction, particularly in South Carolina, where personalized service is highly appreciated.
- Competitive Rates: Offers some of the lowest premiums in South Carolina, particularly for military families.
- Comprehensive Coverage Options: Provides extensive coverage options, including liability, collision, and comprehensive, tailored to South Carolina residents.
Cons
- Limited Eligibility: Only available to military personnel and their families, excluding many potential customers in South Carolina.
- Digital Experience: Some users in South Carolina report the mobile app and online services could be more user-friendly.
#2 – Geico: Best for Good Drivers
Pros
- Affordable Premiums: Geico is known for offering some of the most affordable rates in South Carolina, especially for drivers with clean records.
- Extensive Discounts: South Carolina drivers can benefit from a variety of discounts, including those for safe driving, good students, and federal employees. For a comprehensive analysis, refer to our detailed guide titled "What Is Considered a Clean Driving Record?"
- Easy Online Management: Geico provides a user-friendly online platform and mobile app, highly appreciated by tech-savvy South Carolina residents.
Cons
- Customer Service: While generally positive, some South Carolina customers report less satisfactory experiences with Geico’s customer service.
- Limited Local Agents: Fewer local agents available in South Carolina, which might be a drawback for those preferring face-to-face interactions.
#3 – State Farm: Best for Customer Service
Pros
- Local Agent Support: State Farm has a strong network of local agents throughout South Carolina, providing personalized support and guidance tailored to the state's residents.
- High Customer Satisfaction: Known for excellent customer service, State Farm frequently receives high ratings for claims satisfaction and overall customer experience in South Carolina.
- Comprehensive Coverage Options: State Farm insurance customer reviews highlight the company's extensive coverage options, such as liability, collision, comprehensive, and uninsured motorist coverage, which address the varied needs of drivers in South Carolina.
Cons
- Higher Premiums for High-Risk Drivers: State Farm's rates can be higher for drivers with a history of accidents or traffic violations in South Carolina.
- Limited Online Tools: While State Farm has a user-friendly website, its online tools and digital services are not as advanced as some competitors, potentially limiting convenience for tech-savvy South Carolina customers.
#4 – Progressive: Best for Competitive Rates
Pros
- Competitive Rates: Progressive is known for offering some of the most competitive rates in South Carolina, making it a popular choice for budget-conscious drivers.
- Wide Range of Coverage Options: Progressive offers extensive coverage options, including rental reimbursement, gap insurance, and custom parts and equipment value, catering to the diverse needs of South Carolina residents.
- Strong Online Presence: Progressive insurance customer reviews highlight the convenience of managing policies, filing claims, and obtaining quotes for South Carolina drivers through their advanced online tools and mobile app.
Cons
- Mixed Customer Service Reviews: While many customers are satisfied, Progressive has received mixed reviews regarding customer service, with some South Carolina policyholders reporting less favorable experiences.
- Higher Rates for High-Risk Drivers: Progressive can be less competitive for high-risk drivers in South Carolina, leading to higher premiums for those with poor driving records.
#5 – Travelers: Best for Discount Options
Pros
- Wide Range of Discounts: Travelers Companies, Inc. customer reviews highlight that the company provides numerous discounts for South Carolina drivers, such as safe driver, multi-policy, and good student discounts, facilitating the search for affordable rates.
- Strong Financial Stability: With an A++ rating from AM Best, South Carolina policyholders can trust that Travelers has the financial backing to pay out claims efficiently.
- Customizable Coverage Options: South Carolina drivers can choose from a range of coverage options, including gap insurance and accident forgiveness, to suit their specific needs.
Cons
- Average Customer Service: While Travelers provides excellent coverage, some South Carolina customers report that their customer service experience can be inconsistent.
- Limited Availability of Discounts: While Travelers offers a variety of discounts, some South Carolina drivers may find that they do not qualify for many of them, limiting their potential savings.
#6 – Nationwide: Best for Multi-Policy Discounts
Pros
- Multi-Policy Discounts: South Carolina residents can save significantly by bundling their auto insurance with other Nationwide policies, such as home or life insurance.
- Strong Financial Ratings: Nationwide customer reviews showcase the company's solid financial standing, with an A+ rating from AM Best, providing assurance to South Carolina drivers that their claims will be handled reliably.
- Flexible Payment Options: Nationwide offers flexible payment plans and the ability to manage payments online, which is convenient for busy South Carolina drivers.
Cons
- Average Claims Satisfaction: Some South Carolina customers report that while Nationwide’s coverage is good, their claims process can be slower compared to competitors.
- Fewer Local Agents: Compared to some other insurers, Nationwide may have fewer local agents available in certain areas of South Carolina, potentially limiting personalized service.
#7 – American Family: Best for Young Volunteers
Pros
- Volunteer Discounts: American Family offers discounts for young drivers who participate in volunteer activities, which can significantly reduce premiums in South Carolina.
- Strong Customer Service: Known for its responsive and helpful customer service, American Family makes navigating insurance claims and policies easier for South Carolina residents.
- Comprehensive Coverage Options: American Family insurance customer ratings highlight the extensive coverage options designed to suit the varied needs of South Carolina drivers, ranging from liability to comprehensive coverage.
Cons
- Higher Premiums for Some Drivers: Compared to other insurers, American Family’s premiums can be higher for certain demographics, such as older drivers or those with poor credit in South Carolina.
- Limited Availability: While offering great benefits, American Family is not available in all areas of South Carolina, limiting access for some potential customers.
#8 – Allstate: Best for Claims Satisfaction
Pros
- High Claims Satisfaction: Allstate customer reviews highlight the company's efficient and customer-friendly claims process, which ensures South Carolina drivers receive prompt support and settlements.
- Comprehensive Coverage Options: Offers extensive coverage options, including accident forgiveness and new car replacement, which are attractive to South Carolina drivers.
- Local Agent Network: Strong presence of local agents in South Carolina provides personalized service and support tailored to the community’s needs.
Cons
- Higher Rates: Allstate’s premiums can be higher than some competitors, which might not be the best option for budget-conscious drivers in South Carolina.
- Limited Online Services: While the mobile app is robust, some customers have reported that online account management features are less comprehensive compared to other providers in South Carolina.
#9 – Farmers: Best for Family Plans
Pros
- Comprehensive Coverage Options: Farmers offers a wide range of coverage options tailored to the needs of South Carolina families, including liability, collision, and comprehensive insurance.
- Family Discounts: South Carolina families can benefit from various discounts for insuring multiple vehicles and having multiple drivers on the same policy.
- Strong Customer Service: Farmers insurance customer reviews highlight the company's strong customer support, especially beneficial for South Carolina residents who need help with policy changes or claims.
Cons
- Higher Premiums: Farmers' policies can be more expensive compared to other insurers in South Carolina, especially for those without multiple discounts.
- Limited Online Tools: The online tools and mobile app provided by Farmers may not be as advanced or user-friendly as some other competitors in South Carolina.
#10 – Liberty Mutual: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Liberty Mutual insurance customer reviews highlight the benefit of accident forgiveness, especially for South Carolina drivers worried about rate hikes after their first accident.
- Extensive Coverage Options: Liberty Mutual provides a wide range of coverage options, including liability, comprehensive, collision, and personal injury protection, catering to the diverse needs of South Carolina residents.
- Strong Financial Stability: Liberty Mutual's strong financial backing ensures that South Carolina policyholders can rely on them to pay out claims even in catastrophic situations.
Cons
- Mixed Customer Service Reviews: Some South Carolina customers have reported mixed experiences with Liberty Mutual's customer service, particularly regarding responsiveness and support.
- Complex Policy Terms: The terms and conditions of Liberty Mutual's policies can be complex, which may require South Carolina drivers to spend extra time understanding their coverage and potential exclusions.
Finding the Best Deals Across Major Providers in South Carolina
Discover how to compare car insurance rates and explore various discounts offered by top providers in South Carolina, including USAA, Geico, Allstate, and Liberty Mutual. Learn how to maximize your savings on car insurance premiums through incentives like safe driving, bundling policies, and more. For more information, refer to our detailed guide titled "Safety Tips for Driving at Night."
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $55 | $133 |
| American Family | $50 | $119 |
| Farmers | $69 | $166 |
| Geico | $33 | $79 |
| Liberty Mutual | $76 | $185 |
| Nationwide | $49 | $118 |
| Progressive | $43 | $105 |
| State Farm | $36 | $88 |
| Travelers | $44 | $106 |
| USAA | $28 | $69 |
When comparing car insurance costs, there is significant variation in rates for minimum and full coverage across different providers. For minimum coverage, USAA offers the lowest rate at $28, while Liberty Mutual charges the highest at $76. Geico follows USAA with an affordable rate of $33.
On the other hand, full coverage rates are also diverse, with USAA again providing the most economical option at $69 and Liberty Mutual at the higher end with $185. Allstate, American Family, Farmers, Nationwide, Progressive, State Farm, and Travelers offer competitive rates within this spectrum, reflecting a broad range of options for consumers seeking to balance cost and coverage.
Discover a variety of car insurance discounts from the top providers in South Carolina. The major companies such as Allstate, American Family, Farmers, Geico, Liberty Mutual, Nationwide, Progressive, State Farm, Travelers, and USAA offer numerous discounts to help drivers save.
These discounts include incentives for defensive driving courses, safe driving, good student status, bundling policies, low mileage, and more. Each provider has unique offerings, such as Allstate's drivewise and deductible rewards, Geico's mechanical breakdown insurance, and USAA's military deployment discount. By exploring these discounts, South Carolina drivers can find significant savings on their car insurance premiums.
Affordable Teen Car Insurance in South Carolina
Teenage drivers can have a rough go of it sometimes, because they haven't been on the road long enough to learn driving habits or have a rich driving history that will propel them into lower rates. And a teen who already holds a less than clean driving record is going to have an even more difficult time. If that's the case, enrolling them into a defensive driving course can help, as well as teaching them better and safe driving habits. For more information, check out our extensive resource called "What is considered a clean driving record?"
The table below presents the monthly car insurance rates for 18-year-old males and females in South Carolina, considering different insurance companies to provide a comprehensive overview of affordable options for teenage drivers.
| Insurance Company | Female (Age 18) | Male (Age 18) |
|---|---|---|
| Allstate | $177 | $190 |
| American Family | $144 | $196 |
| Farmers | $253 | $290 |
| Geico | $105 | $108 |
| Liberty Mutual | $264 | $317 |
| Nationwide | $144 | $190 |
| Progressive | $332 | $370 |
| State Farm | $106 | $133 |
| Travelers | $262 | $366 |
| USAA | $119 | $131 |
These rates are based on profiles for 18-year-old male and female drivers in South Carolina. The car used was a 2015 Honda Civic EX. We used the minimum car insurance state limits. The rates displayed should only be used for comparative purposes as individual rates in South Carolina will differ. Rate data is provided by Quadrant Information Services.
Cheapest Car Insurance Rates for a Married Couple in South Carolina
USAA offers the cheapest car insurance rates for married couples in South Carolina on average followed by Allstate and then State Farm. This is based on averages from the five largest auto insurance companies in South Carolina. Check out our ranking of the top providers: Best Car Insurance Companies for Married Couples
The table presents the monthly car insurance rates for a married couple in South Carolina, with rates provided by various insurance companies. The demographics considered in these rates include the marital status of the couple, ensuring they qualify for potential discounts associated with being married. The rates listed give a clear comparison of costs across different providers to help the couple find the most affordable option.
| Insurance Company | Rates |
|---|---|
| Allstate | $69 |
| American Family | $61 |
| Farmers | $79 |
| Geico | $44 |
| Liberty Mutual | $94 |
| Nationwide | $64 |
| Progressive | $62 |
| State Farm | $47 |
| Travelers | $50 |
| USAA | $41 |
These auto insurance rates are based on a 35-year-old married couple with two drivers and two vehicles on a policy. The cars used were two 2015 Toyota Highlander LEs. Full coverage was used with 100/300/50 limits and a $500 collision and comprehensive deductible. The drivers had 1 driving incident within the past 3 years and they both have a good credit score. The rates displayed should only be used for comparative purposes as individual rates in South Carolina will differ. Rate data is provided by Quadrant Information Services.
Cheapest Senior Car Insurance Rates in South Carolina
In South Carolina, various factors influence insurance premiums for older drivers, from driving history to vehicle type. USAA provides the cheapest car insurance rates for male and female senior drivers on average in South Carolina. Explore our list of the leading providers: Best Car Insurance for Senior Drivers
The table below displays the monthly car insurance rates for seniors in South Carolina, specifically comparing costs for female and male drivers aged 65, across various major insurance companies. The data highlights the variation in premiums based on gender and insurer, providing a comprehensive overview of the cheapest options available for senior drivers.
| Insurance Company | Female (Age 65) | Male (Age 65) |
|---|---|---|
| Allstate | $54 | $54 |
| American Family | $45 | $45 |
| Farmers | $64 | $71 |
| Geico | $28 | $28 |
| Liberty Mutual | $67 | $72 |
| Nationwide | $43 | $45 |
| Progressive | $39 | $41 |
| State Farm | $33 | $33 |
| Travelers | $40 | $40 |
| USAA | $26 | $26 |
These rates are based on profiles for 65-year-old male and female drivers. The car used for each was a 2015 Toyota Camry LE. Full coverage was used with 100/300/50 limits and a $500 collision and comprehensive deductible. The drivers had zero incidents within the past three years and a good credit score. The rates displayed should only be used for comparative purposes as individual rates in South Carolina will differ. Rate data is provided by Quadrant Information Services.
Cheapest Areas in South Carolina
There are many factors that contribute to what your car insurance rates are. For drivers in South Carolina, car insurance rates vary based on your location and ZIP code. The cheapest area in South Carolina for car insurance on average is Walhalla. In the table below, you can see the top 10 cheapest areas in South Carolina for car insurance based on average rates for a single adult. To learn more, explore our comprehensive resource on insurance titled "Why Is Car insurance So Expensive?"
The table below presents the monthly car insurance rates for the most affordable areas in South Carolina, with rates influenced by key factors including age, gender, marital status, driving history, and the type of vehicle owned. This comprehensive overview helps to understand how different demographics impact car insurance costs in various cities.
| City | Rates |
|---|---|
| Walhalla | $99 |
| Newry | $99 |
| Seneca | $100 |
| Central | $100 |
| West Union | $100 |
| Salem | $100 |
| Westminster | $101 |
| Mountain Rest | $101 |
| Sunset | $102 |
| Simpsonville | $102 |
These rates are based on a 35-year-old single adult with one driver and one vehicle on a policy. The car used was a 2015 Toyota Highlander LE. Full coverage was used with 100/300/50 limits and a $500 collision and comprehensive deductible. The driver had one driving incident within the past three years and had a good credit score. The rates displayed should only be used for comparative purposes as individual rates in South Carolina will differ. Rate data is provided by Quadrant Information Services.
Most Expensive Areas in South Carolina for Car Insurance
Since your area affects your car insurance rates, some areas with a higher risk of a car insurance claim are more expensive than others. If you're wondering why you aren't seeing affordable insurance rates in your area, you can always look into the variables affecting what you pay. High crime rates, high commute times — these are all things that are taken into consideration. The table below displays the top 10 most expensive areas in South Carolina for car insurance based on average rates for a single adult.
This table presents the monthly car insurance rates for various cities in South Carolina, highlighting the most expensive areas. The data considers key demographics, including location, average income levels, population density, and accident rates, providing a comprehensive overview of how these factors influence the cost of car insurance in each city.
| City | Rates |
|---|---|
| Miley | $143 |
| Crocketville | $143 |
| Furman | $142 |
| Canadys | $141 |
| Allendale | $139 |
| Estill | $139 |
| Scotia | $138 |
| Fairfax | $138 |
| Varnville | $137 |
| Hampton | $137 |
These rates are based on a 35-year-old single adult with one driver and one vehicle on a policy. The car used was a 2015 Toyota Highlander LE. Full coverage was used with 100/300/50 limits and a $500 collision and comprehensive deductible. The driver had one driving incident within the past three years and had a good credit score. The rates displayed should only be used for comparative purposes as individual rates in South Carolina will differ. Rate data is provided by Quadrant Information Services.
Minimum Car Insurance Coverage Requirements and Limits in South Carolina
South Carolina drivers are required to purchase liability and uninsured motorist coverage. The minimum required amounts for these coverages are listed below, but it’s important to consider high limits to ensure that you have sufficient coverage in the event of a costly accident. There is a wide range of policy service options available, and it's best to know what comes with each one.
South Carolina drivers also can add other coverages, such as collision insurance and comprehensive insurance, that would offer protection from things like natural disasters, theft and at-fault accidents.
South Carolina state minimum requirements:
Here is a list of South Carolina's minimum coverage requirements:
- Bodily Injury Liability: $25,000 per person and $50,000 per accident
- Property Damage Liability: $25,000 per accident
- Uninsured/Underinsured Motorist Coverage: $25,000 per person and $50,000 per accident for bodily injury; $25,000 per accident for property damage.
Bodily injury liability provides coverage for injuries sustained by the other vehicle’s driver and passengers if you are held responsible for an accident. This coverage also kicks in to defend you in the event of any legal claims.
Property damage liability provides coverage in the event you damage someone else’s property in a car accident, most commonly the other vehicle, but also things like a home or fence.
South Carolina’s Uninsured Motorist Percentage
Uninsured motorist coverage is similar to liability coverage, but instead of covering the other driver, it protects you and your vehicle against uninsured drivers and hit-and-run drivers. According to 2015 data from the Insurance Information Institute, 9.4 percent of South Carolina drivers are uninsured, the 37th highest in the country.
You don't want to be left with someone's medical bill hanging over your head because they were getting distracted driving, and if your policy limits don't include coverage from an uninsured or underinsured motorist, you may find yourself in that very instance. Even if it wasn't an at-fault accident, if they don't have insurance, you're going to be left with heavy financial decisions.
Calculated Car Insurance Rates in South Carolina
When searching and comparing quotes from the best auto insurance companies in South Carolina, it can be frustrating trying to understand how your insurance rates are calculated. You always want to be cognizant of the minimum policy you'll need.
While there is no exact formula that each auto insurance company uses when providing you an insurance quote, there are many factors that do contribute to the price you pay for your insurance. Among the factors that car insurers consider are:
- Driving Record & Mileage
- Age, Gender, & Marital Status
- Your Car’s Make, Model, and Year
- Location
- Amount of Car Insurance Coverage
One of the biggest misunderstandings when it comes to insurance rates is that the history of drivers in your area also contributes to how much you pay. For instance, even if you go two years without an accident, if there were a lot of accidents near you recently, your rates might still go up. Why is that the case? To delve deeper, refer to our in-depth report titled "What is a driving record and what does it track?"
Insurance companies disperse risk across all policyholders so that when it comes time to pay a claim, they have enough money to pay out. But imagine a scenario where they only raised rates for drivers with an accident. For drivers who had an expensive claim, the drivers simply wouldn't be able to afford the raised rates that are based off how much their insurer had to pay after an accident. So instead, insurance companies slightly increase rates across the board to offset the costs, though of course the at-fault driver may see a larger increase.
Practical Tips for Saving Money on Your Car Insurance in South Carolina
At the end of the day, we’d all like to have the best coverage at a cheap, affordable insurance price from one of the best South Carolina car insurance companies. While you never want to sacrifice quality to save a couple of dollars, there are some different ways you can lower your car insurance premium.
Here are five ways you may be able to lower your car insurance rates:
- Bundle Policies
- Raise Deductibles
- Pay in Full
- Try Usage-Based Insurance
- Shop for Better Rates
Don't hesitate to save yourself money, especially if you want any optional coverages included on your policy. You can always ask your insurer if they have any safe driver discounts, or sample rates of other policies that you could look into. Insurance carriers usually offer a wide variety of discounts to help stay competitive.
Understanding Clearsurance Ratings and Rankings for South Carolina Insurance Companies
Consistent with its mission towards greater transparency, Clearsurance does not keep its rating and ranking formulas in a black box. Our algorithm analyzes a range of inputs from our independent community of insurance customers, including:
- Price
- Customer Service
- Claim service
- Likelihood to renew
The algorithm also takes into account the percentage of what customers say the company does well vs. the percentage of what customers say the company could do better. We do more than just look at the lowest rates available. Insurance cost is naturally important, but a positive customer satisfaction rating should be just as vital when researching companies. The cheapest option may come with the caveat of a less than supportive insurer.
The Clearsurance customer ratings and rankings are derived entirely from customer reviews and ratings. We use real reviews, and always strive to provide accurate content. For a comprehensive overview, explore our detailed resource titled "The Best and Cheapest Car Insurance Companies."
Finding the Best and Cheapest Car Insurance in South Carolina
Whether you’re buying your insurance directly or going through an insurance agent, understanding the different auto insurance coverage options is a must. This is especially true if there is a minimum coverage requirement within your state. In the event of a crash, you want to know you're financially protected. Highlighting top providers like USAA, Geico, and State Farm, the article explains factors affecting insurance costs, the importance of comparing quotes, and South Carolina’s minimum coverage requirements.
We want to make sure you’re equipped with a proper knowledge of car insurance, so check out our car insurance guide. Looking for more educational information about car insurance? Check out our car insurance blog for more information and topics related to car insurance.
When you’re ready to see how much you can save on your car insurance, enter your ZIP code below into our free comparison tool.
Frequently Asked Questions
What is the best and cheapest insurance for car?
USAA, Nationwide, Travelers, Erie, Geico and Progressive are the cheapest car insurance companies nationwide, according to our analysis.
Who is the cheapest auto insurance in South Carolina?
Geico is the cheapest major provider for good drivers in South Carolina with average rates of $1,452 for full coverage and $468 for minimum coverage per year. American National is the cheapest midsize provider in South Carolina with average rates of $783 for full coverage and $225 for minimum coverage per year.
What is full coverage insurance in South Carolina?
Full coverage insurance in South Carolina is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.
Is car insurance cheaper in North or South Carolina?
Yes, car insurance in North Carolina is cheaper than in South Carolina. North Carolina car insurance rates are an average of $966 per year cheaper than South Carolina, in part because North Carolina is typically less risky for drivers due to lower rate of car accidents and weather-related vehicle damage.
Does Progressive insurance cover South Carolina?
Drivers in the Palmetto State enjoy picturesque landscapes while traveling historic roads. They can also enjoy dependable and affordable car insurance in South Carolina with Progressive.
Which insurance cover is best for car?
Comprehensive' insurance cover provides the widest cover and covers for theft and hijacking, damages due to an accident, fire or explosion and natural disasters like hail and floods.
Can you register a car without insurance in South Carolina?
Vehicle Insurance You must provide the name of your insurance company the first-time you register your vehicle in this state and every time you renew your vehicle registration. If the SCDMV cannot verify you have insurance, your license and registration may be suspended.
Does South Carolina require auto insurance?
South Carolina law requires that you purchase liability and uninsured motorist coverage to drive legally in the state. Auto insurance is divided into two basic coverages: liability and physical damage.
Do you have to have auto insurance in South Carolina?
Drivers are required to carry liability and uninsured motorist coverage with the following limits: $25,000 Bodily Injury Per Person / $50,000 Bodily Injury Per Accident / $25,000 Property Damage Per Accident.
What is the least amount of car insurance coverage?
The minimum amount of car insurance you'll typically need is state-required liability coverage. This allows you to pay for some, if not all, injuries and damages you're liable for in an accident. The most commonly required liability limits are $25,000/$50,000/$25,000, which mean: $25,000 in bodily injury per person.